NISM V-A Chapter 12: Scheme Selection & 15 Marks Explained
Chapter 12, highest-weightage (15 marks) in NISM V-A, covers investor risk profiling, goal-based fund selection, and asset allocation for all life stages in India.
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Chapter 12, highest-weightage (15 marks) in NISM V-A, covers investor risk profiling, goal-based fund selection, and asset allocation for all life stages in India.
NISM V-A Chapter 9 carries 15 marks. Covers SIP, SWP, STP, redemption timelines, nominations, transmission, & SEBI SCORES grievance portal.
Step Up SIP in India automatically increases your monthly instalment. A ₹10,000/month SIP, stepped up 10% annually, can build 47% more corpus over 20 years.
Neither SIP nor lump sum is universally superior for India. SIP deploys from Rs 100 (SEBI mandate), offering rupee cost averaging. Lump sum maximizes time-in-market.